Compound Interest Calculator

Calculate future value, compound interest earned, investment growth, and effective annual returns instantly.

Principal Amount (₹)

Annual Interest Rate (%)

Investment Duration (Years)

Compounding Frequency

Popular Examples

₹1,00,000 at 12% for 10 years → ₹3,10,585

₹5,00,000 at 10% for 15 years → ₹20,88,624

₹10,00,000 at 8% for 20 years → ₹46,60,957

Enter the initial amount you plan to invest or save.

Provide the expected annual interest rate or return percentage.

Select how often interest is compounded: yearly, half-yearly, quarterly, monthly, or daily.

Instantly see your future value, total interest earned, growth percentage, and effective annual rate.

Compound interest is interest earned on both the original principal amount and previously accumulated interest.

Simple interest is calculated only on the principal amount, while compound interest grows on both principal and accumulated interest.

Compounding frequency refers to how often interest is added to the investment balance, such as yearly, quarterly, monthly, or daily.

EAR represents the actual annual return earned after considering the effects of compounding.

Yes. This calculator works for investments, savings accounts, fixed deposits, and other interest-bearing assets.

Yes. Fixed deposits typically use compound interest, making this calculator suitable for estimating maturity values.

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